FHA Loan Limits and USDA Eligibility in Atlantic County, New Jersey
2026 FHA one-unit limit in Atlantic County is $730,250. Two-unit is $934,850, three-unit is $1,130,000, and four-unit is $1,404,350. USDA 502 Guaranteed 1–4 person moderate income is $126,050. Enter a ZIP on the maps. USDA scores the property address, not the county.
2026 FHA Loan Limits Map for New Jersey
New Jersey one-unit limits: —
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+
USDA Property Eligibility and Income Limits Map for New Jersey
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EligibleIneligibleUSDA ineligible boundary
Atlantic County FHA Loan Limits and USDA Income
FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.
| ZIP | FHA one-unit loan limit | USDA 1–4 person moderate income |
|---|---|---|
| 07762 | $730,250 | $156,050 |
| 08037 | $730,250 | $126,050 to $141,100 |
| 08087 | $730,250 | $141,100 to $156,050 |
| 08094 | $730,250 | $126,050 to $141,100 |
| 08201 | $730,250 | $126,050 |
| 08203 | $730,250 | $126,050 |
| 08205 | $730,250 | $126,050 |
| 08213 | $730,250 | $126,050 |
| 08215 | $730,250 | $126,050 to $141,100 |
| 08217 | $730,250 | $126,050 |
| 08220 | $730,250 | $126,050 |
| 08221 | $730,250 | $126,050 |
| 08225 | $730,250 | $126,050 |
| 08231 | $730,250 | $126,050 |
| 08232 | $730,250 | $126,050 |
| 08234 | $730,250 | $126,050 |
| 08240 | $730,250 | $126,050 |
| 08241 | $730,250 | $126,050 |
| 08244 | $730,250 | $126,050 |
| 08270 | $730,250 | $126,050 to $138,800 |
| 08310 | $730,250 | $126,050 |
| 08317 | $730,250 | $126,050 |
| 08319 | $730,250 | $126,050 |
| 08326 | $730,250 | $126,050 |
| 08330 | $730,250 | $126,050 |
| 08340 | $730,250 | $126,050 |
| 08341 | $730,250 | $126,050 |
| 08342 | $730,250 | $126,050 |
| 08344 | $730,250 | $126,050 to $141,100 |
| 08346 | $730,250 | $126,050 |
| 08350 | $730,250 | $126,050 |
| 08360 | $730,250 | $126,050 to $141,100 |
| 08401 | $730,250 | $126,050 |
| 08402 | $730,250 | $126,050 |
| 08403 | $730,250 | $126,050 |
| 08404 | $730,250 | $126,050 |
| 08405 | $730,250 | $126,050 |
| 08406 | $730,250 | $126,050 |
| 08610 | $730,250 | $141,100 to $153,550 |
| 08901 | $730,250 | $166,600 |