FHA Loan Limits and USDA Eligibility in Worcester County, Massachusetts
2026 FHA one-unit limit in Worcester County is $545,100. Two-unit is $697,800, three-unit is $843,500, and four-unit is $1,048,300. USDA 502 Guaranteed 1–4 person moderate income is $155,700. Enter a ZIP on the maps. USDA scores the property address, not the county.
2026 FHA Loan Limits Map for Massachusetts
Massachusetts one-unit limits: —
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+
USDA Property Eligibility and Income Limits Map for Massachusetts
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Worcester County FHA Loan Limits and USDA Income
FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.
| ZIP | FHA one-unit loan limit | USDA 1–4 person moderate income |
|---|---|---|
| 01005 | $545,100 | $155,700 |
| 01031 | $545,100 | $155,700 |
| 01037 | $545,100 | $155,700 |
| 01068 | $545,100 | $155,700 |
| 01074 | $545,100 | $155,700 |
| 01082 | $545,100 | $155,700 |
| 01083 | $545,100 | $155,700 |
| 01092 | $545,100 | $155,700 |
| 01094 | $545,100 | $155,700 |
| 01331 | $545,100 | $155,700 |
| 01366 | $545,100 | $155,700 |
| 01368 | $545,100 | $155,700 |
| 01420 | $545,100 | $155,700 |
| 01430 | $545,100 | $155,700 |
| 01436 | $545,100 | $155,700 |
| 01438 | $545,100 | $155,700 |
| 01440 | $545,100 | $155,700 |
| 01441 | $545,100 | $155,700 |
| 01450 | $545,100 | $157,550 |
| 01451 | $545,100 | $155,700 |
| 01452 | $545,100 | $155,700 |
| 01453 | $545,100 | $155,700 |
| 01462 | $545,100 | $155,700 |
| 01467 | $545,100 | $155,700 |
| 01468 | $545,100 | $155,700 |
| 01473 | $545,100 | $155,700 |
| 01475 | $545,100 | $155,700 |
| 01501 | $545,100 | $155,700 |
| 01503 | $545,100 | $155,700 |
| 01504 | $545,100 | $155,700 |
| 01505 | $545,100 | $155,700 |
| 01506 | $545,100 | $155,700 |
| 01507 | $545,100 | $155,700 |
| 01508 | $545,100 | $155,700 |
| 01509 | $545,100 | $155,700 |
| 01510 | $545,100 | $155,700 |
| 01515 | $545,100 | $155,700 |
| 01516 | $545,100 | $155,700 |
| 01518 | $545,100 | $155,700 |
| 01519 | $545,100 | $155,700 |
| 01520 | $545,100 | $155,700 |
| 01521 | $545,100 | $155,700 |
| 01522 | $545,100 | $155,700 |
| 01523 | $545,100 | $155,700 |
| 01524 | $545,100 | $155,700 |
| 01525 | $545,100 | $155,700 |
| 01526 | $545,100 | $155,700 |
| 01527 | $545,100 | $155,700 |
| 01529 | $545,100 | $155,700 |
| 01531 | $545,100 | $155,700 |
| 01532 | $545,100 | $155,700 |
| 01534 | $545,100 | $155,700 |
| 01535 | $545,100 | $155,700 |
| 01536 | $545,100 | $155,700 |
| 01537 | $545,100 | $155,700 |
| 01538 | $545,100 | $155,700 |
| 01540 | $545,100 | $155,700 |
| 01541 | $545,100 | $155,700 |
| 01542 | $545,100 | $155,700 |
| 01543 | $545,100 | $155,700 |
| 01545 | $545,100 | $155,700 |
| 01550 | $545,100 | $155,700 |
| 01560 | $545,100 | $155,700 |
| 01561 | $545,100 | $155,700 |
| 01562 | $545,100 | $155,700 |
| 01564 | $545,100 | $155,700 |
| 01566 | $545,100 | $155,700 |
| 01568 | $545,100 | $155,700 |
| 01569 | $545,100 | $155,700 |
| 01570 | $545,100 | $155,700 |
| 01571 | $545,100 | $155,700 |
| 01581 | $545,100 | $155,700 |
| 01583 | $545,100 | $155,700 |
| 01585 | $545,100 | $155,700 |
| 01586 | $545,100 | $155,700 |
| 01588 | $545,100 | $155,700 |
| 01590 | $545,100 | $155,700 |
| 01602 | $545,100 | $155,700 |
| 01603 | $545,100 | $155,700 |
| 01604 | $545,100 | $155,700 |
| 01605 | $545,100 | $155,700 |
| 01606 | $545,100 | $155,700 |
| 01607 | $545,100 | $155,700 |
| 01608 | $545,100 | $155,700 |
| 01609 | $545,100 | $155,700 |
| 01610 | $545,100 | $155,700 |
| 01611 | $545,100 | $155,700 |
| 01612 | $545,100 | $155,700 |
| 01613 | $545,100 | $155,700 |
| 01740 | $545,100 | $155,700 |
| 01745 | $545,100 | $155,700 |
| 01747 | $545,100 | $155,700 |
| 01756 | $545,100 | $155,700 |
| 01757 | $545,100 | $155,700 |
| 01772 | $545,100 | $155,700 |
| 02038 | $545,100 | $155,700 |