FHA Loan Limits and USDA Eligibility in Suffolk County, Massachusetts
2026 FHA one-unit limit in Suffolk County is $962,550. Two-unit is $1,232,250, three-unit is $1,489,500, and four-unit is $1,851,100. USDA 502 Guaranteed 1–4 person moderate income is $197,100. Enter a ZIP on the maps. USDA scores the property address, not the county.
2026 FHA Loan Limits Map for Massachusetts
Massachusetts one-unit limits: —
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+
USDA Property Eligibility and Income Limits Map for Massachusetts
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EligibleIneligibleUSDA ineligible boundary
Suffolk County FHA Loan Limits and USDA Income
FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.
| ZIP | FHA one-unit loan limit | USDA 1–4 person moderate income |
|---|---|---|
| 02108 | $962,550 | $197,100 |
| 02109 | $962,550 | $197,100 |
| 02110 | $962,550 | $197,100 |
| 02111 | $962,550 | $197,100 |
| 02112 | $962,550 | $197,100 |
| 02113 | $962,550 | $197,100 |
| 02114 | $962,550 | $197,100 |
| 02115 | $962,550 | $197,100 |
| 02116 | $962,550 | $197,100 |
| 02117 | $962,550 | $197,100 |
| 02118 | $962,550 | $197,100 |
| 02119 | $962,550 | $197,100 |
| 02120 | $962,550 | $197,100 |
| 02121 | $962,550 | $197,100 |
| 02122 | $962,550 | $197,100 |
| 02123 | $962,550 | $197,100 |
| 02124 | $962,550 | $197,100 |
| 02125 | $962,550 | $197,100 |
| 02126 | $962,550 | $197,100 |
| 02127 | $962,550 | $197,100 |
| 02128 | $962,550 | $197,100 |
| 02129 | $962,550 | $197,100 |
| 02130 | $962,550 | $197,100 |
| 02131 | $962,550 | $197,100 |
| 02132 | $962,550 | $197,100 |
| 02133 | $962,550 | $197,100 |
| 02134 | $962,550 | $197,100 |
| 02135 | $962,550 | $197,100 |
| 02136 | $962,550 | $197,100 |
| 02137 | $962,550 | $197,100 |
| 02150 | $962,550 | $197,100 |
| 02151 | $962,550 | $197,100 |
| 02152 | $962,550 | $197,100 |
| 02163 | $962,550 | $197,100 |
| 02199 | $962,550 | $197,100 |
| 02201 | $962,550 | $197,100 |
| 02203 | $962,550 | $197,100 |
| 02205 | $962,550 | $197,100 |
| 02210 | $962,550 | $197,100 |
| 02215 | $962,550 | $197,100 |
| 02217 | $962,550 | $197,100 |
| 02238 | $962,550 | $197,100 |
| 02467 | $962,550 | $155,700 to $157,550 |