FHA Loan Limits and USDA Eligibility in Middlesex County, Massachusetts
2026 FHA one-unit limit in Middlesex County is $962,550. Two-unit is $1,232,250, three-unit is $1,489,500, and four-unit is $1,851,100. USDA 502 Guaranteed 1–4 person moderate income is $157,550. Enter a ZIP on the maps. USDA scores the property address, not the county.
2026 FHA Loan Limits Map for Massachusetts
Massachusetts one-unit limits: —
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+
USDA Property Eligibility and Income Limits Map for Massachusetts
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Middlesex County FHA Loan Limits and USDA Income
FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.
| ZIP | FHA one-unit loan limit | USDA 1–4 person moderate income |
|---|---|---|
| 01431 | $962,550 | $157,550 |
| 01432 | $962,550 | $157,550 |
| 01434 | $962,550 | $155,700 to $157,550 |
| 01450 | $962,550 | $157,550 |
| 01451 | $962,550 | $155,700 |
| 01460 | $962,550 | $157,550 |
| 01463 | $962,550 | $157,550 |
| 01464 | $962,550 | $157,550 |
| 01469 | $962,550 | $157,550 |
| 01472 | $962,550 | $197,100 |
| 01474 | $962,550 | $157,550 |
| 01701 | $962,550 | $157,550 |
| 01702 | $962,550 | $157,550 |
| 01718 | $962,550 | $157,550 |
| 01719 | $962,550 | $157,550 |
| 01720 | $962,550 | $157,550 |
| 01721 | $962,550 | $157,550 |
| 01730 | $962,550 | $157,550 |
| 01731 | $962,550 | $157,550 |
| 01741 | $962,550 | $157,550 |
| 01742 | $962,550 | $157,550 |
| 01746 | $962,550 | $157,550 |
| 01748 | $962,550 | $157,550 |
| 01749 | $962,550 | $157,550 |
| 01752 | $962,550 | $157,550 |
| 01754 | $962,550 | $157,550 |
| 01760 | $962,550 | $157,550 |
| 01770 | $962,550 | $157,550 |
| 01773 | $962,550 | $157,550 |
| 01775 | $962,550 | $157,550 |
| 01776 | $962,550 | $157,550 |
| 01778 | $962,550 | $157,550 |
| 01784 | $962,550 | $197,100 |
| 01801 | $962,550 | $157,550 |
| 01803 | $962,550 | $157,550 |
| 01805 | $962,550 | $197,100 |
| 01821 | $962,550 | $157,550 |
| 01824 | $962,550 | $157,550 |
| 01826 | $962,550 | $157,550 to $197,100 |
| 01827 | $962,550 | $157,550 |
| 01850 | $962,550 | $157,550 |
| 01851 | $962,550 | $157,550 |
| 01852 | $962,550 | $157,550 |
| 01853 | $962,550 | $197,100 |
| 01854 | $962,550 | $157,550 |
| 01862 | $962,550 | $157,550 |
| 01863 | $962,550 | $157,550 |
| 01864 | $962,550 | $157,550 |
| 01865 | $962,550 | $197,100 |
| 01866 | $962,550 | $197,100 |
| 01867 | $962,550 | $157,550 |
| 01876 | $962,550 | $157,550 to $197,100 |
| 01879 | $962,550 | $157,550 |
| 01880 | $962,550 | $157,550 |
| 01886 | $962,550 | $157,550 |
| 01887 | $962,550 | $157,550 |
| 01888 | $962,550 | $197,100 |
| 01890 | $962,550 | $157,550 |
| 01960 | $962,550 | $197,100 |
| 02138 | $962,550 | $157,550 |
| 02139 | $962,550 | $157,550 |
| 02140 | $962,550 | $157,550 |
| 02141 | $962,550 | $157,550 |
| 02142 | $962,550 | $157,550 |
| 02143 | $962,550 | $157,550 |
| 02144 | $962,550 | $157,550 |
| 02145 | $962,550 | $157,550 |
| 02148 | $962,550 | $157,550 |
| 02149 | $962,550 | $157,550 |
| 02155 | $962,550 | $157,550 |
| 02176 | $962,550 | $157,550 |
| 02180 | $962,550 | $157,550 |
| 02269 | $962,550 | $197,100 |
| 02302 | $962,550 | $155,700 |
| 02420 | $962,550 | $157,550 |
| 02421 | $962,550 | $157,550 |
| 02451 | $962,550 | $157,550 |
| 02452 | $962,550 | $157,550 |
| 02453 | $962,550 | $157,550 |
| 02454 | $962,550 | $197,100 |
| 02458 | $962,550 | $157,550 |
| 02459 | $962,550 | $157,550 |
| 02460 | $962,550 | $157,550 |
| 02461 | $962,550 | $157,550 |
| 02462 | $962,550 | $157,550 |
| 02464 | $962,550 | $157,550 |
| 02465 | $962,550 | $157,550 |
| 02466 | $962,550 | $157,550 |
| 02467 | $962,550 | $155,700 to $157,550 |
| 02468 | $962,550 | $157,550 |
| 02471 | $962,550 | $197,100 |
| 02472 | $962,550 | $157,550 |
| 02474 | $962,550 | $157,550 |
| 02476 | $962,550 | $157,550 |
| 02478 | $962,550 | $157,550 |
| 02493 | $962,550 | $157,550 |