FHA Loan Limits and USDA Eligibility in Hampshire County, Massachusetts
2026 FHA one-unit limit in Hampshire County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $155,700. Enter a ZIP on the maps. USDA scores the property address, not the county.
2026 FHA Loan Limits Map for Massachusetts
Massachusetts one-unit limits: —
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+
USDA Property Eligibility and Income Limits Map for Massachusetts
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EligibleIneligibleUSDA ineligible boundary
Hampshire County FHA Loan Limits and USDA Income
FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.
| ZIP | FHA one-unit loan limit | USDA 1–4 person moderate income |
|---|---|---|
| 01002 | $541,287 | $155,700 |
| 01003 | $541,287 | $155,700 |
| 01004 | $541,287 | $155,700 |
| 01007 | $541,287 | $155,700 |
| 01012 | $541,287 | $155,700 |
| 01026 | $541,287 | $155,700 |
| 01027 | $541,287 | $155,700 |
| 01032 | $541,287 | $155,700 |
| 01033 | $541,287 | $155,700 |
| 01035 | $541,287 | $155,700 |
| 01038 | $541,287 | $155,700 |
| 01039 | $541,287 | $155,700 |
| 01050 | $541,287 | $155,700 |
| 01053 | $541,287 | $155,700 |
| 01059 | $541,287 | $155,700 |
| 01060 | $541,287 | $155,700 |
| 01061 | $541,287 | $155,700 |
| 01062 | $541,287 | $155,700 |
| 01063 | $541,287 | $155,700 |
| 01066 | $541,287 | $155,700 |
| 01070 | $541,287 | $155,700 |
| 01073 | $541,287 | $155,700 |
| 01075 | $541,287 | $155,700 |
| 01082 | $541,287 | $155,700 |
| 01084 | $541,287 | $155,700 |
| 01088 | $541,287 | $155,700 |
| 01096 | $541,287 | $155,700 |
| 01098 | $541,287 | $155,700 |
| 01243 | $541,287 | $155,700 |