FHA Loan Limits and USDA Eligibility in Franklin County, Massachusetts
2026 FHA one-unit limit in Franklin County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $155,700. Enter a ZIP on the maps. USDA scores the property address, not the county.
2026 FHA Loan Limits Map for Massachusetts
Massachusetts one-unit limits: —
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+
USDA Property Eligibility and Income Limits Map for Massachusetts
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EligibleIneligibleUSDA ineligible boundary
Franklin County FHA Loan Limits and USDA Income
FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.
| ZIP | FHA one-unit loan limit | USDA 1–4 person moderate income |
|---|---|---|
| 01054 | $541,287 | $155,700 |
| 01072 | $541,287 | $155,700 |
| 01093 | $541,287 | $155,700 |
| 01301 | $541,287 | $155,700 |
| 01330 | $541,287 | $155,700 |
| 01337 | $541,287 | $155,700 |
| 01338 | $541,287 | $155,700 |
| 01339 | $541,287 | $155,700 |
| 01340 | $541,287 | $155,700 |
| 01341 | $541,287 | $155,700 |
| 01342 | $541,287 | $155,700 |
| 01344 | $541,287 | $155,700 |
| 01346 | $541,287 | $155,700 |
| 01347 | $541,287 | $155,700 |
| 01349 | $541,287 | $155,700 |
| 01350 | $541,287 | $155,700 |
| 01351 | $541,287 | $155,700 |
| 01354 | $541,287 | $155,700 |
| 01355 | $541,287 | $155,700 |
| 01360 | $541,287 | $155,700 |
| 01364 | $541,287 | $155,700 |
| 01367 | $541,287 | $155,700 |
| 01370 | $541,287 | $155,700 |
| 01373 | $541,287 | $155,700 |
| 01375 | $541,287 | $155,700 |
| 01376 | $541,287 | $155,700 |
| 01378 | $541,287 | $155,700 |
| 01379 | $541,287 | $155,700 |
| 01380 | $541,287 | $155,700 |