FHA Loan Limits and USDA Eligibility in Garrett County, Maryland
2026 FHA one-unit limit in Garrett County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $133,400. Enter a ZIP on the maps. USDA scores the property address, not the county.
2026 FHA Loan Limits Map for Maryland
USDA Property Eligibility and Income Limits Map for Maryland
Garrett County FHA Loan Limits and USDA Income
FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.
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Connect with a lender to confirm FHA loan limits, USDA income limits, and a specific Garrett County address. Only a lender can confirm official program requirements.
Loan Options in Garrett County
A licensed lender can confirm USDA property eligibility, household income, and the FHA county cap for a specific Garrett County address. Then they can match you if you qualify.
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