FHA Loan Limits and USDA Eligibility in Linn County, Iowa

2026 FHA one-unit limit in Linn County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $122,800. Enter a ZIP on the maps. USDA scores the property address, not the county.

2026 FHA Loan Limits Map for Iowa

Iowa one-unit limits:
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+

USDA Property Eligibility and Income Limits Map for Iowa

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EligibleIneligibleUSDA ineligible boundary

Linn County FHA Loan Limits and USDA Income

FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.

ZIPFHA one-unit loan limitUSDA 1–4 person moderate income
52202$541,287$122,800
52213$541,287$122,800 to $130,100
52214$541,287$122,800
52218$541,287$122,800
52219$541,287$122,800
52227$541,287$122,800 to $139,600
52228$541,287$122,800 to $139,600
52233$541,287$122,800
52253$541,287$122,800 to $139,600
52302$541,287$122,800
52314$541,287$122,800
52324$541,287$122,800 to $130,100
52328$541,287$122,800
52336$541,287$122,800
52341$541,287$122,800
52344$541,287$122,800
52352$541,287$122,800 to $130,100
52401$541,287$122,800
52402$541,287$122,800
52403$541,287$122,800
52404$541,287$122,800 to $139,600
52405$541,287$122,800
52406$541,287$122,800
52408$541,287$122,800
52409$541,287$122,800
52411$541,287$122,800
52498$541,287$122,800
52499$541,287$122,800

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