FHA Loan Limits and USDA Eligibility in Owyhee County, Idaho

2026 FHA one-unit limit in Owyhee County is $586,500. Two-unit is $750,800, three-unit is $907,550, and four-unit is $1,127,900. USDA 502 Guaranteed 1–4 person moderate income is $127,300. Enter a ZIP on the maps. USDA scores the property address, not the county.

2026 FHA Loan Limits Map for Idaho

Idaho one-unit limits:
Loading FHA loan limits map…
Loading Idaho…
Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+

USDA Property Eligibility and Income Limits Map for Idaho

Loading USDA map…
Loading Idaho…
EligibleIneligibleUSDA ineligible boundary

Owyhee County FHA Loan Limits and USDA Income

FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.

ZIPFHA one-unit loan limitUSDA 1–4 person moderate income
83604$586,500$127,300
83624$586,500$122,800 to $127,300
83628$586,500$127,300
83639$586,500$127,300
83641$586,500$127,300
83650$586,500$127,300

Connect with a Lender in Owyhee County

Connect with a lender to confirm FHA loan limits, USDA income limits, and a specific Owyhee County address. Only a lender can confirm official program requirements.

Get your answer

Loan Options in Owyhee County

A licensed lender can confirm USDA property eligibility, household income, and the FHA county cap for a specific Owyhee County address. Then they can match you if you qualify.

Connect with a lender
Homebuyers reviewing loan options with a mortgage professional

NMLS-licensed lenders Fast Lender Matching No initial credit impact

Powered by Mortgage Research Center, NMLS #1907 — Trusted since 2002

FAQ for Owyhee County

Learn More