FHA Loan Limits and USDA Eligibility in DeKalb County, Georgia

2026 FHA one-unit limit in DeKalb County is $718,750. Two-unit is $920,150, three-unit is $1,112,250, and four-unit is $1,382,250. USDA 502 Guaranteed 1–4 person moderate income is $135,500. Enter a ZIP on the maps. USDA scores the property address, not the county.

2026 FHA Loan Limits Map for Georgia

Georgia one-unit limits:
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+

USDA Property Eligibility and Income Limits Map for Georgia

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EligibleIneligibleUSDA ineligible boundary

DeKalb County FHA Loan Limits and USDA Income

FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.

ZIPFHA one-unit loan limitUSDA 1–4 person moderate income
30002$718,750$135,500
30021$718,750$135,500
30030$718,750$135,500
30031$718,750$135,500
30032$718,750$135,500
30033$718,750$135,500
30034$718,750$135,500
30035$718,750$135,500
30038$718,750$135,500
30039$718,750$135,500
30058$718,750$135,500
30072$718,750$135,500
30074$718,750$135,500
30079$718,750$135,500
30083$718,750$135,500
30084$718,750$135,500
30086$718,750$135,500
30087$718,750$135,500
30088$718,750$135,500
30094$718,750$135,500
30288$718,750$135,500
30294$718,750$135,500
30306$718,750$135,500
30307$718,750$135,500
30316$718,750$135,500
30317$718,750$135,500
30319$718,750$135,500
30322$718,750$135,500
30324$718,750$135,500
30329$718,750$135,500
30333$718,750$135,500
30338$718,750$135,500
30340$718,750$135,500
30341$718,750$135,500
30345$718,750$135,500
30346$718,750$135,500
30350$718,750$135,500
30356$718,750$135,500
30359$718,750$135,500
30360$718,750$135,500
30362$718,750$135,500
30366$718,750$135,500

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Loan Options in DeKalb County

A licensed lender can confirm USDA property eligibility, household income, and the FHA county cap for a specific DeKalb County address. Then they can match you if you qualify.

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