FHA Loan Limits and USDA Eligibility in Pinellas County, Florida

2026 FHA one-unit limit in Pinellas County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $131,900. Enter a ZIP on the maps. USDA scores the property address, not the county.

2026 FHA Loan Limits Map for Florida

Florida one-unit limits:
Loading FHA loan limits map…
Loading Florida…
Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+

USDA Property Eligibility and Income Limits Map for Florida

Loading USDA map…
Loading Florida…
EligibleIneligibleUSDA ineligible boundary

Pinellas County FHA Loan Limits and USDA Income

FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.

ZIPFHA one-unit loan limitUSDA 1–4 person moderate income
33575$541,287$131,900
33701$541,287$131,900
33702$541,287$131,900
33703$541,287$131,900
33704$541,287$131,900
33705$541,287$131,900
33706$541,287$131,900
33707$541,287$131,900
33708$541,287$131,900
33709$541,287$131,900
33710$541,287$131,900
33711$541,287$131,900
33712$541,287$131,900
33713$541,287$131,900
33714$541,287$131,900
33715$541,287$131,900
33716$541,287$131,900
33733$541,287$131,900
33742$541,287$131,900
33744$541,287$131,900
33755$541,287$131,900
33756$541,287$131,900
33759$541,287$131,900
33760$541,287$131,900
33761$541,287$131,900
33762$541,287$131,900
33763$541,287$131,900
33764$541,287$131,900
33765$541,287$131,900
33766$541,287$131,900
33767$541,287$131,900
33770$541,287$131,900
33771$541,287$131,900
33772$541,287$131,900
33773$541,287$131,900
33774$541,287$131,900
33775$541,287$131,900
33776$541,287$131,900
33777$541,287$131,900
33778$541,287$131,900
33779$541,287$131,900
33780$541,287$131,900
33781$541,287$131,900
33782$541,287$131,900
33785$541,287$131,900
33786$541,287$131,900
34660$541,287$131,900
34677$541,287$131,900
34681$541,287$131,900
34682$541,287$131,900
34683$541,287$131,900
34684$541,287$131,900
34685$541,287$131,900
34688$541,287$131,900
34689$541,287$131,900
34695$541,287$131,900
34698$541,287$131,900
34756$541,287$132,100

Connect with a Lender in Pinellas County

Connect with a lender to confirm FHA loan limits, USDA income limits, and a specific Pinellas County address. Only a lender can confirm official program requirements.

Get your answer

Loan Options in Pinellas County

A licensed lender can confirm USDA property eligibility, household income, and the FHA county cap for a specific Pinellas County address. Then they can match you if you qualify.

Connect with a lender
Homebuyers reviewing loan options with a mortgage professional

NMLS-licensed lenders Fast Lender Matching No initial credit impact

Powered by Mortgage Research Center, NMLS #1907 — Trusted since 2002

FAQ for Pinellas County

Learn More