FHA Loan Limits and USDA Eligibility in Marion County, Florida

2026 FHA one-unit limit in Marion County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $122,800. Enter a ZIP on the maps. USDA scores the property address, not the county.

2026 FHA Loan Limits Map for Florida

Florida one-unit limits:
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+

USDA Property Eligibility and Income Limits Map for Florida

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EligibleIneligibleUSDA ineligible boundary

Marion County FHA Loan Limits and USDA Income

FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.

ZIPFHA one-unit loan limitUSDA 1–4 person moderate income
32111$541,287$122,800
32113$541,287$122,800
32133$541,287$122,800
32134$541,287$122,800 to $132,100
32162$541,287$122,800
32179$541,287$122,800
32182$541,287$122,800
32183$541,287$122,800
32192$541,287$122,800
32195$541,287$122,800 to $132,100
32617$541,287$122,800
32627$541,287$122,800
32634$541,287$122,800
32663$541,287$122,800
32664$541,287$122,800
32667$541,287$122,800
32668$541,287$122,800
32681$541,287$122,800
32686$541,287$122,800
32696$541,287$122,800
32784$541,287$122,800 to $132,100
34420$541,287$122,800
34421$541,287$122,800
34431$541,287$122,800
34432$541,287$122,800
34470$541,287$122,800
34471$541,287$122,800
34472$541,287$122,800
34473$541,287$122,800
34474$541,287$122,800
34475$541,287$122,800
34476$541,287$122,800
34477$541,287$122,800
34478$541,287$122,800
34479$541,287$122,800
34480$541,287$122,800
34481$541,287$122,800
34482$541,287$122,800
34488$541,287$122,800
34489$541,287$122,800
34491$541,287$122,800
34492$541,287$122,800

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Loan Options in Marion County

A licensed lender can confirm USDA property eligibility, household income, and the FHA county cap for a specific Marion County address. Then they can match you if you qualify.

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