FHA Loan Limits and USDA Eligibility in Brevard County, Florida

2026 FHA one-unit limit in Brevard County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $122,800. Enter a ZIP on the maps. USDA scores the property address, not the county.

2026 FHA Loan Limits Map for Florida

Florida one-unit limits:
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+

USDA Property Eligibility and Income Limits Map for Florida

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EligibleIneligibleUSDA ineligible boundary

Brevard County FHA Loan Limits and USDA Income

FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.

ZIPFHA one-unit loan limitUSDA 1–4 person moderate income
32730$541,287$132,100
32754$541,287$122,800
32775$541,287$122,800
32780$541,287$122,800
32781$541,287$122,800
32783$541,287$122,800
32796$541,287$122,800
32901$541,287$122,800
32902$541,287$122,800
32903$541,287$122,800
32904$541,287$122,800
32905$541,287$122,800
32906$541,287$122,800
32907$541,287$122,800
32908$541,287$122,800
32909$541,287$122,800
32910$541,287$122,800
32920$541,287$122,800
32922$541,287$122,800
32923$541,287$122,800
32924$541,287$122,800
32925$541,287$122,800
32926$541,287$122,800
32927$541,287$122,800
32931$541,287$122,800
32932$541,287$122,800
32934$541,287$122,800
32935$541,287$122,800
32936$541,287$122,800
32937$541,287$122,800
32940$541,287$122,800
32941$541,287$122,800
32949$541,287$122,800
32950$541,287$122,800
32951$541,287$122,800
32952$541,287$122,800
32953$541,287$122,800
32954$541,287$122,800
32955$541,287$122,800
32956$541,287$122,800
32959$541,287$122,800
32976$541,287$122,800

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A licensed lender can confirm USDA property eligibility, household income, and the FHA county cap for a specific Brevard County address. Then they can match you if you qualify.

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