FHA Loan Limits and USDA Eligibility in Montgomery County, Alabama
2026 FHA one-unit limit in Montgomery County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $122,800. Enter a ZIP on the maps. USDA scores the property address, not the county.
2026 FHA Loan Limits Map for Alabama
Alabama one-unit limits: —
Loading FHA loan limits map…
Loading Alabama…
Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+
USDA Property Eligibility and Income Limits Map for Alabama
Loading USDA map…
Loading Alabama…
EligibleIneligibleUSDA ineligible boundary
Montgomery County FHA Loan Limits and USDA Income
FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.
| ZIP | FHA one-unit loan limit | USDA 1–4 person moderate income |
|---|---|---|
| 36013 | $541,287 | $122,800 |
| 36036 | $541,287 | $122,800 |
| 36043 | $541,287 | $122,800 |
| 36046 | $541,287 | $122,800 |
| 36052 | $541,287 | $122,800 |
| 36057 | $541,287 | $122,800 |
| 36064 | $541,287 | $122,800 |
| 36065 | $541,287 | $122,800 |
| 36069 | $541,287 | $122,800 |
| 36101 | $541,287 | $122,800 |
| 36102 | $541,287 | $122,800 |
| 36103 | $541,287 | $122,800 |
| 36104 | $541,287 | $122,800 |
| 36105 | $541,287 | $122,800 |
| 36106 | $541,287 | $122,800 |
| 36107 | $541,287 | $122,800 |
| 36108 | $541,287 | $122,800 |
| 36109 | $541,287 | $122,800 |
| 36110 | $541,287 | $122,800 |
| 36111 | $541,287 | $122,800 |
| 36112 | $541,287 | $122,800 |
| 36113 | $541,287 | $122,800 |
| 36114 | $541,287 | $122,800 |
| 36115 | $541,287 | $122,800 |
| 36116 | $541,287 | $122,800 |
| 36117 | $541,287 | $122,800 |
| 36118 | $541,287 | $122,800 |
| 36130 | $541,287 | $122,800 |
| 36131 | $541,287 | $122,800 |