FHA Loan Limits and USDA Eligibility in Mobile County, Alabama
2026 FHA one-unit limit in Mobile County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $122,800. Enter a ZIP on the maps. USDA scores the property address, not the county.
2026 FHA Loan Limits Map for Alabama
Alabama one-unit limits: —
Loading FHA loan limits map…
Loading Alabama…
Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+
USDA Property Eligibility and Income Limits Map for Alabama
Loading USDA map…
Loading Alabama…
EligibleIneligibleUSDA ineligible boundary
Mobile County FHA Loan Limits and USDA Income
FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.
| ZIP | FHA one-unit loan limit | USDA 1–4 person moderate income |
|---|---|---|
| 36505 | $541,287 | $122,800 |
| 36509 | $541,287 | $122,800 |
| 36512 | $541,287 | $122,800 |
| 36521 | $541,287 | $122,800 |
| 36522 | $541,287 | $122,800 |
| 36523 | $541,287 | $122,800 |
| 36525 | $541,287 | $122,800 |
| 36528 | $541,287 | $122,800 |
| 36541 | $541,287 | $122,800 |
| 36544 | $541,287 | $122,800 |
| 36560 | $541,287 | $122,800 |
| 36568 | $541,287 | $122,800 |
| 36571 | $541,287 | $122,800 |
| 36572 | $541,287 | $122,800 |
| 36575 | $541,287 | $122,800 |
| 36582 | $541,287 | $122,800 |
| 36587 | $541,287 | $122,800 |
| 36590 | $541,287 | $122,800 |
| 36601 | $541,287 | $122,800 |
| 36602 | $541,287 | $122,800 |
| 36603 | $541,287 | $122,800 |
| 36604 | $541,287 | $122,800 |
| 36605 | $541,287 | $122,800 |
| 36606 | $541,287 | $122,800 |
| 36607 | $541,287 | $122,800 |
| 36608 | $541,287 | $122,800 |
| 36609 | $541,287 | $122,800 |
| 36610 | $541,287 | $122,800 |
| 36611 | $541,287 | $122,800 |
| 36612 | $541,287 | $122,800 |
| 36613 | $541,287 | $122,800 |
| 36615 | $541,287 | $122,800 |
| 36616 | $541,287 | $122,800 |
| 36617 | $541,287 | $122,800 |
| 36618 | $541,287 | $122,800 |
| 36619 | $541,287 | $122,800 |
| 36633 | $541,287 | $122,800 |
| 36652 | $541,287 | $122,800 |
| 36660 | $541,287 | $122,800 |
| 36688 | $541,287 | $122,800 |
| 36689 | $541,287 | $122,800 |
| 36691 | $541,287 | $122,800 |
| 36693 | $541,287 | $122,800 |
| 36695 | $541,287 | $122,800 |