FHA Loan Limits and USDA Eligibility in DeKalb County, Alabama
2026 FHA one-unit limit in DeKalb County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $122,800. Enter a ZIP on the maps. USDA scores the property address, not the county.
2026 FHA Loan Limits Map for Alabama
Alabama one-unit limits: —
Loading FHA loan limits map…
Loading Alabama…
Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+
USDA Property Eligibility and Income Limits Map for Alabama
Loading USDA map…
Loading Alabama…
EligibleIneligibleUSDA ineligible boundary
DeKalb County FHA Loan Limits and USDA Income
FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.
| ZIP | FHA one-unit loan limit | USDA 1–4 person moderate income |
|---|---|---|
| 35951 | $541,287 | $122,800 |
| 35957 | $541,287 | $122,800 |
| 35961 | $541,287 | $122,800 |
| 35962 | $541,287 | $122,800 |
| 35963 | $541,287 | $122,800 |
| 35966 | $541,287 | $122,800 |
| 35967 | $541,287 | $122,800 |
| 35968 | $541,287 | $122,800 |
| 35971 | $541,287 | $122,800 |
| 35974 | $541,287 | $122,800 |
| 35975 | $541,287 | $122,800 |
| 35978 | $541,287 | $122,800 |
| 35979 | $541,287 | $122,800 |
| 35981 | $541,287 | $122,800 |
| 35984 | $541,287 | $122,800 |
| 35986 | $541,287 | $122,800 |
| 35988 | $541,287 | $122,800 |
| 35989 | $541,287 | $122,800 |