FHA Loan Limits and USDA Eligibility in Baldwin County, Alabama
2026 FHA one-unit limit in Baldwin County is $541,287. Two-unit is $693,050, three-unit is $837,700, and four-unit is $1,041,125. USDA 502 Guaranteed 1–4 person moderate income is $122,800. Enter a ZIP on the maps. USDA scores the property address, not the county.
2026 FHA Loan Limits Map for Alabama
Alabama one-unit limits: —
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Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+
USDA Property Eligibility and Income Limits Map for Alabama
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EligibleIneligibleUSDA ineligible boundary
Baldwin County FHA Loan Limits and USDA Income
FHA one-unit caps are county. USDA 1–4 person guaranteed income can split a county; when a ZIP lists more than one cap, both are listed. This table does not mark a ZIP as USDA eligible or ineligible.
| ZIP | FHA one-unit loan limit | USDA 1–4 person moderate income |
|---|---|---|
| 36502 | $541,287 | $122,800 |
| 36507 | $541,287 | $122,800 |
| 36511 | $541,287 | $122,800 |
| 36526 | $541,287 | $122,800 |
| 36527 | $541,287 | $122,800 |
| 36530 | $541,287 | $122,800 |
| 36532 | $541,287 | $122,800 |
| 36533 | $541,287 | $122,800 |
| 36535 | $541,287 | $122,800 |
| 36536 | $541,287 | $122,800 |
| 36542 | $541,287 | $122,800 |
| 36547 | $541,287 | $122,800 |
| 36549 | $541,287 | $122,800 |
| 36550 | $541,287 | $122,800 |
| 36551 | $541,287 | $122,800 |
| 36555 | $541,287 | $122,800 |
| 36559 | $541,287 | $122,800 |
| 36561 | $541,287 | $122,800 |
| 36562 | $541,287 | $122,800 |
| 36564 | $541,287 | $122,800 |
| 36567 | $541,287 | $122,800 |
| 36574 | $541,287 | $122,800 |
| 36576 | $541,287 | $122,800 |
| 36578 | $541,287 | $122,800 |
| 36579 | $541,287 | $122,800 |
| 36580 | $541,287 | $122,800 |