Compare Mortgage Rates for Good Credit (700) - Feb 9, 2026

In the 700–719 range you’re in good shape for a mortgage. You’ll get decent rates and qualify for conventional and government loans. Improving into the 720s or 740s can unlock noticeably better terms and save thousands over the life of the loan.

If you have time before buying, optimizing your credit can pay off. Use the rates below to see what you qualify for now, then revisit after you’ve boosted your score to see how much the loan changes.