2026 FHA Loan Limits in West Virginia

One-unit limits in West Virginia: $541,287–$1,249,125. Enter a property ZIP to see every county FHA lists and the 1–4 unit caps.

View the map
Couple reviewing a map of the United States
West Virginia one-unit limits: —

West Virginia

Loading FHA loan limits map…
Standard Floor: $541,287Mid-Tier: $541,288–$750,000High-Cost: $750,001–$1,000,000Elite Zone: $1,000,001+For official verification, see HUD.gov

Connect with an FHA Lender

2026 one-unit floor and ceiling

From HUD for case numbers assigned on or after January 1, 2026. West Virginia one-unit limits run from $541,287 to $1,249,125. The national floor is $541,287. The high-cost ceiling is $1,249,125.

West Virginia low

$541,287

Lowest one-unit FHA cap among West Virginia counties.

West Virginia high

$1,249,125

Highest one-unit FHA cap among West Virginia counties.

2026 limits from HUD's CY2026 FHA Forward Limits · ZIP-to-county from the CHUMS ZIP file · File layouts · Confirm a county on the official HUD lookup.

FHA loan limits in West Virginia

FHA loan limits by state

AlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest VirginiaWisconsinWyoming