Question 1

How does the mortgage calculator work?

Accepted Answer

Enter your property value, loan amount, down payment, and credit score in the filters above. The table shows current rates from multiple lenders. Adjust the filters to see how different scenarios affect your rate and payment. No credit check required to view rates.

Question 2

What loan types can I compare?

Accepted Answer

This calculator shows 30-year fixed rates. Use the filters above to adjust loan amount, down payment, and credit score. For 15-year fixed, FHA, VA, or other loan types, visit our main mortgage rates page.

Question 3

Is my credit score used when viewing rates?

Accepted Answer

You self-report your credit score range in the calculator. This helps show rates that match your profile. No credit check is run when viewing the table—that only happens if you choose to move forward with a lender.

Question 4

Can I calculate payments for different down payment amounts?

Accepted Answer

Yes. Use the down payment or down payment percentage filter to see how different down payment amounts affect your rate. A larger down payment often improves your rate and may eliminate PMI on conventional loans.

Mortgage Calculator & Rate Comparison

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Frequently Asked Questions

How does the mortgage calculator work?

What loan types can I compare?

Is my credit score used when viewing rates?

Can I calculate payments for different down payment amounts?