Compare Mortgage Rates for Superior Credit (780) - Feb 9, 2026

Scores in the 780+ range are the best of the best: you qualify for top rates from virtually every lender and lifetime costs are minimized. Lenders compete for your business. If you’re here, you’re in the strongest position possible for a mortgage.

If you have time before buying, optimizing your credit can pay off. Use the rates below to see what you qualify for now, then revisit after you’ve boosted your score to see how much the loan changes.