Compare Mortgage Rates for Average Credit (660) - Feb 9, 2026

A 660–679 score puts you in the average range. You can qualify for many conventional and FHA loans, but you’ll pay more than borrowers in the 700s. This range is workable; improving your score can open better rates and loan choices.

If you have time before buying, optimizing your credit can pay off. Use the rates below to see what you qualify for now, then revisit after you’ve boosted your score to see how much the loan changes.