Simple Ledgers for Business & Personal Finance
Track detailed transactions and manage finances across multiple revenue streams and entities with powerful account hierarchies.
Nested Accounts
Use intuitive colon-separated hierarchies like Expenses:Food:Groceries or Income:Salary:Gross for powerful organization.
Detailed Transactions
Record individual transactions with dates and descriptions, then post them to your ledger accounts when ready.
Flexible Reporting
Generate custom reports across your entities and account hierarchies to gain insights into your financial health.
Complete Financial Reporting & Month-End Clarity
Pay Stub
S-Corp Income
Budget
Balance Sheet
Transaction Tracking and Ledger Posting
Record individual transactions with dates and descriptions, then post to your ledger accounts when you're ready to update your books.
| Description | Amount | Override Account |
|---|---|---|
| Bread | -$5.00 | |
| Milk | -$5.00 | |
| Candy | -$15.00 | Discretionary:Personal |
Posting Summary
Transaction Lists & Posting
Create transaction lists for specific categories, then post them to your accounts as line items
Financial Education
Strengthen your financial knowledge with our growing library of educational resources designed to help you make better financial decisions.
One-Year Guide to Saving For and Buying a Home
A month-by-month, step-by-step roadmap to help you save, plan, and purchase your first home. Includes checklists, milestones, and links to all key resources.
Mortgage Types Explained
Compare different mortgage options like fixed-rate, adjustable-rate, FHA, and VA loans to find the best fit for your home purchase.
Mortgage Type Comparison Tool
Compare all major mortgage types side-by-side, see pros and cons, and use our quick quiz to find your best fit. Includes a visual table and decision helper.
What Our Users Say
Join thousands of satisfied users who trust Budget Sidekick for their financial management needs
Budget Sidekick's one-year homebuying guide and mortgage comparison tools were invaluable in my journey to homeownership.
Sarah Johnson
First-Time Homebuyer
3/15/2025
The nested account structure helps me keep extremely detailed projections that I can compare directly against my Quickbooks online profit and loss report.
Michael Chen
Small Business Owner
3/10/2025
Budget Sidekick's overview report helps me consolidate my entire financial view across multiple financial institutions into one clear picture.
Emma Rodriguez
Personal Finance Enthusiast
3/5/2025